Why we recommend publisher-pdp-url<\/a><\/li>
Why you would still opt for Citi Double Cash\u00ae Card<\/a><\/li><\/ul><\/li>
Bonus categories vs. flat rate<\/a><\/li>
Frequently asked questions (FAQs)<\/a>
- Is the Citi Double Cash\u00ae Card hard to get?<\/a><\/li>
- What is the max credit limit on card_name?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n
  <\/span>How the cards stack up<\/span><\/h2>\n
  Here\u2019s a quick look at what each card offers:<\/p>\n
  <\/span>Welcome bonus<\/span><\/h3>\n
  Whilst Citi Double Cash\u00ae Card does offer a new cardholder incentive. Earn $200 cash back when you spend $1,500 on purchases within the first 6 months of opening your Citi Double Cash\u00ae card account. card_name<\/span><\/span> offers a more with the following offer: <\/p>\n
  \n
  bonus_miles_full<\/span><\/span><\/li>\n
  With the card_name<\/span><\/span>, you can bonus_miles_full<\/span><\/span><\/li>\n<\/ul>\n
  Welcome bonus winner<\/strong>: card_name<\/span><\/p>\n
  <\/span>Rewards<\/span><\/h3>\n
  Citi Double Cash\u00ae Card keeps it simple for cardholders with its flat-rate rewards system where they can bonus_miles<\/span><\/span>. Still, you can get even more out of card_name<\/span><\/span>\u2019s rewards program. Although it pays just 1.5% cash back on everyday purchases, you can earn 3% cash back on dining and drugstore purchases and 5% on travel booked through Chase Ultimate Rewards.<\/p>\n
  Rewards winner<\/strong>: card_name<\/span><\/p>\n
  <\/span>Annual fee<\/span><\/h3>\n
  Neither card charges an annual fee.<\/p>\n
  Annual fee winner<\/strong>: Tie<\/p>\n
  <\/span>APR<\/span><\/h3>\n
  Citi Double Cash\u00ae Card features a longer promotional APR period. However, it only applies to balance transfers. <\/p>\n
  card_name<\/span><\/span> cardholders get a intro_apr_rate,intro_apr_duration<\/span><\/span> and balance_transfer_intro_apr,balance_transfer_intro_duration<\/span><\/span>. However a foreign_transaction_fee<\/span><\/span> fee applies to each balance transfer, making this benefit a better deal for purchases.<\/p>\n
  APR winner<\/strong>: card_name<\/span><\/p>\n
  <\/span>Foreign transaction<\/span><\/h3>\n
  Cardholders pay a 3% foreign transaction fee with both cards.<\/p>\n
  Foreign transaction fee winner<\/strong>: Tie<\/p>\n
  <\/span>Additional perks<\/span><\/h2>\n
  card_name<\/span><\/span> offers a host of added perks to cardholders, including: <\/p>\n
  \n
  An annual referral bonus of up to $500.<\/li>\n
  Purchase, extended warranty and zero liability protections.<\/li>\n
  Rental car collision damage waivers.<\/li>\n
  Trip interruption and cancellation insurance. <\/li>\n
  Lyft, DoorDash and Instacart discounts.<\/li>\n
  Free weekly credit score updates with Chase Credit Journey.<\/li>\n<\/ul>\n
  The incentives the Citi Double Cash\u00ae Card offers don\u2019t quite compare. You\u2019ll get exclusive access to entertainment experiences and standard fraud protection against unauthorized charges. However, there isn\u2019t much more that comes with this card in terms of added perks.<\/p>\n
  Additional perks winner<\/strong>: card_name<\/span><\/p>\n
  <\/span>Which card earns the most?<\/span><\/h2>\n
  It depends on your spending patterns. Below is a breakdown of how much you\u2019d earn if you spent $750 in each category:<\/p>\n
  Generally speaking, you can earn more cash back with card_name<\/span><\/span> as there are more bonus categories. Furthermore, this table accounts for the 1% earned after the purchase is repaid, so card_name<\/span><\/span> offers a higher reward of 1.5% at the time of purchase. <\/p>\n
  The table also excludes earnings for travel booked through Chase Rewards. Using the same spending figure of $750, you\u2019d earn an additional $37.5 in cash back rewards. But as shown above, you\u2019d only earn $15 with the Citi Double Cash\u00ae Card.<\/p>\n
  <\/span>Our recommendations<\/span><\/h2>\n
  <\/span>Why we recommend publisher-pdp-url<\/span><\/span><\/span><\/h3>\n
  $\"card_name\"$ <\/span><\/p>\n
  card_name<\/span>\u2019s welcome bonus, generous rewards program and added perks make it the better option. Your earning potential is greater if you travel or dine out a lot. And when you consider the welcome bonus for new cardholders, it\u2019s the obvious choice to maximize your cash back rewards.<\/p>\n
  <\/span>Why you would still opt for Citi Double Cash\u00ae Card<\/span><\/h3>\n
  Citi Double Cash\u00ae Card could work if you prefer a card with a simple rewards program. You\u2019ll get 2% cash back on all purchases: 1% when you make the purchase and 1% when you repay it. This alleviates the stress of having to make purchases in specific categories to maximize earnings.<\/p>\n
  It\u2019s also ideal if you\u2019re looking to consolidate debt. You\u2019ll get a slightly longer promotional interest period of 18 months compared to the 15 months offered with card_name<\/span><\/span>. The card_name<\/span><\/span> has a balance transfer fee of balance_transfer_fees<\/span><\/span> The Citi Double Cash\u00ae Card has a balance transfer intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening, then 5% of each transfer ($5 minimum) making the Citi Double Cash\u00ae Card the better choice for balance transfers. <\/p>\n
  Learn more from our full review.<\/p>\n
  <\/span>Bonus categories vs. flat rate<\/span><\/h2>\n
  card_name<\/span><\/span> and the Citi Double Cash\u00ae Card are at the top of the cash back rewards cards list. The best fit for you depends on your spending habits. Still, card_name<\/span><\/span> is more appealing due to its bonus categories and welcome cash back offer. <\/p>\n
  If you\u2019d prefer a flat-rate earning system, the Citi Double Cash\u00ae Card could be a good fit. And if you plan to do a balance transfer, you could save a bundle in interest. <\/p>\n
  Ultimately, you can\u2019t go wrong with either card. And you won\u2019t pay an annual fee regardless of which you choose. <\/p>\n
  <\/span>Frequently asked questions (FAQs)<\/span><\/h2>\n
  <\/span>Is the Citi Double Cash\u00ae Card hard to get?<\/span><\/h3>\n
  Generally, the Citi Double Cash\u00ae Card requires a fair to excellent credit score. You\u2019ll also need to demonstrate you have a sizable amount of steady income.<\/p>\n
  <\/span>What is the max credit limit on card_name<\/span><\/span>?<\/span><\/h3>\n
  Some cardholders have reported credit limits of up to $14,000. However, Chase does not disclose minimum and maximum credit limits for card_name<\/span><\/span>. <\/p>\n<\/div>\n
  \n
  The information presented here is created independently from the TIME editorial staff. To learn more, see our About page.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
  If cash back rewards are at the top of your priority list for credit cards, the card_name and the Citi […]<\/p>\n","protected":false},"author":1,"featured_media":107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"class_list":["post-106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking"],"_links":{"self":[{"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/posts\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":0,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/posts\/106\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/media?parent=106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/categories?post=106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sencoproperties.com\/news\/wp-json\/wp\/v2\/tags?post=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}